15/Mar,
I managed to got the 4 reports that I applied on 19/Feb from the police station.
The one "Keputusan Kes" is the one took the longest according the person that I contacted .
But really my case is straight forward, I was knocked from behind, they can immediately tell you is the other party is at fault. So, this type of report should be completed in the next day even one were busy to do it on the same day.
The report need total of 24 days to complete. That's so call the efficiency.
Note : These reports need to pay RM4 each report while the photograph report RM3 per photo.
I strongly believe they can do better than this.
Is like the passport renewal or new application, when I was young, I need to wait 1 month before able to get my new passport but now we can get it on the same day we applied.
16/Mar,
I finally got my car repaired and returned to me.
I pass the reports to my repair shop to make claim from the insurance company of the car who knocked mine.
The exec in charge told me, I need to wait for around 1 month to received response regarding my NCD to be re-instated (after all those documentation and procedure between my insurance company and the other are done with) and also claim of compensation my loss of car use. Another in-efficiency of these insurance company.
So, next month I have to follow-up to check everything is progress on schedule or not.
See , life is like this, even one is not at fault, one have to go through all these hassle to settle the issue.
Sunday 17 March 2013
Tuesday 12 March 2013
Still Election Fear ?
When the index started to drop around 11/Jan and drop for 5 weeks, she really scared many retails or even fund managers again. Then again, fund manager can't keep waiting for the announcement, thus seeing some indicator or delaying in election announcement, some more daring retailers and fund managers come back and slowly and cautiously push up the market.
Well, its been 3 consecutive weeks of white candle, one may wonder, I miss the recent small rally, should I just in to catch the last bit of juice. Hmmm....I don't intend to take this risk as the risk reward ratio is big too take. So, I would maintain my patience and window shopping till the election date.
PATIENCE ! PATIENCE ! PATIENCE !......
Well, its been 3 consecutive weeks of white candle, one may wonder, I miss the recent small rally, should I just in to catch the last bit of juice. Hmmm....I don't intend to take this risk as the risk reward ratio is big too take. So, I would maintain my patience and window shopping till the election date.
PATIENCE ! PATIENCE ! PATIENCE !......
Sunday 3 March 2013
Car accident : Part 2
The next day (19/Feb) I went to report to police (we need to report to police in 24 hrs time after the accident). So, the procedure would be as below :
1) Go to the Traffic Police Station
2) Report to the police in charge at the counter. He will type out a report according to your verbal and sketch description.
3) Then I was assigned to a Sergeant rank police for an interview to brief again on my car accident scenario. He will photocopy your car grant, license & IC. Since the fault is not me, I was not being summon.
4) Then I got to go over to the area where my car damages need to be photograph by a police photographer. (He is waiting at the car park area).
5) Then I need to pay RM4 at the cashier counter 4 to get the official police report that was recorded earlier.
6) Lastly I need to go to counter 5 (Ipoh Central Traffic police station, other area maybe different counter) to apply for 4 documents to claim for insurance.
a) Salinan report (3rd party)
b) Rajah Kasar (Rough Sketch)
c) Gambar (Photograph)
d) Keputusan Kes (Case result)
7) After all this I got to wait for around 15 days from the date I applied.
8) Then, I went to the car repair shop to submit my photocopy of IC, Driving license, Car grant & original police report. The car repair shop dealer PIC told me since my insurance company is under Honda Insurance Programme, my car is eligible to claim original spare parts for car below 10 years old. He told me for other insurance, is only till 5 years, after that, the parts will be 2nd hand parts or non original.
Now, I'm still waiting for the 4 documents and also waiting for my spare parts to arrived before the repair can start. Haiz...... just because of a "not suppose to happen" accident, I have to go through all this.
Hopefully, I can get my car start repairing by this coming week.
For the above, if someone car's damage too great to continue driving, normally the tow truck driver will accompany you to the traffic police station, item no. 4~7 will be handled by him and normally some charges needed for this runner job (RM150~200) where they will charge into the insurance claim (I heard).
To be continued.
1) Go to the Traffic Police Station
2) Report to the police in charge at the counter. He will type out a report according to your verbal and sketch description.
3) Then I was assigned to a Sergeant rank police for an interview to brief again on my car accident scenario. He will photocopy your car grant, license & IC. Since the fault is not me, I was not being summon.
4) Then I got to go over to the area where my car damages need to be photograph by a police photographer. (He is waiting at the car park area).
5) Then I need to pay RM4 at the cashier counter 4 to get the official police report that was recorded earlier.
6) Lastly I need to go to counter 5 (Ipoh Central Traffic police station, other area maybe different counter) to apply for 4 documents to claim for insurance.
a) Salinan report (3rd party)
b) Rajah Kasar (Rough Sketch)
c) Gambar (Photograph)
d) Keputusan Kes (Case result)
7) After all this I got to wait for around 15 days from the date I applied.
8) Then, I went to the car repair shop to submit my photocopy of IC, Driving license, Car grant & original police report. The car repair shop dealer PIC told me since my insurance company is under Honda Insurance Programme, my car is eligible to claim original spare parts for car below 10 years old. He told me for other insurance, is only till 5 years, after that, the parts will be 2nd hand parts or non original.
Now, I'm still waiting for the 4 documents and also waiting for my spare parts to arrived before the repair can start. Haiz...... just because of a "not suppose to happen" accident, I have to go through all this.
Hopefully, I can get my car start repairing by this coming week.
For the above, if someone car's damage too great to continue driving, normally the tow truck driver will accompany you to the traffic police station, item no. 4~7 will be handled by him and normally some charges needed for this runner job (RM150~200) where they will charge into the insurance claim (I heard).
To be continued.
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